Investor & property financing
For flips, rentals, and deals that need creative structuring to reach closing.
- Fix & flip: up to 100% financing
- DSCR rental: up to 85% LTV
- Cash-out refinance & foreclosure bailout
Business & Real Estate Funding
Funding for investors and business owners, handled start to finish.
Real estate financing, business loans and working capital, business credit, and the management services that go with them, matched to your deal and put together right, not just quoted.
98%
Approval rate for business clients
$2K – $60M
Funding range
Same-day*
Funding available as early as
50 states
Where we lend
*On qualifying business capital applications.
Real Estate
Business
Loans, working capital & credit
From a fast cash-flow bridge to a term loan or a business credit card.
- Business term loans & working capital
- Equipment financing
- Business credit cards
Management
Management services
Ongoing portfolio and business support once financing is in place, not just a one-time referral.
- Bookkeeping & P&L statements
- Loan brokering & deal support
- Business consultation & planning
Investor & property financing
Real estate deals rarely fit a single mold: a flip, a value-add rental, a distressed purchase, or an investor facing foreclosure each need different financing, and often need to be restructured on the fly to get to closing. We work the financing side of the deal, not just hand you a rate sheet.
| Program | Terms | Rate* |
|---|---|---|
| Fix & flip | Up to 100% financing | As low as 7–8% |
| Cash-out refinance | Up to 80% LTV | N/A |
| DSCR rental loan | Up to 85% LTV · 0.75 DSCR ratio | As low as 5.55–6.5% |
| Foreclosure bailout | Case-by-case, fast close | N/A |
| Large-scale / commercial | Funding available up to $60M on qualifying deals | N/A |
| Ground-up construction | New builds, financed by draw schedule as work completes | As low as 8.99% |
| Asset-based | Qualifies on the property/collateral value rather than personal income | N/A |
| Foreign national | For non-U.S.-citizen borrowers investing in U.S. property | N/A |
| Portfolio loan | Multiple properties financed under one blanket loan | N/A |
| Deal underwriting | Purchase agreements, investor proposals, closing packages | 24–48 hrs |
*Rate depends on credit profile and terms. Some programs carry no credit score minimum and no appraisal requirement. We work with most credit profiles.
Investment strategies we finance
BRRRR method (Buy, Rehab, Rent, Refinance, Repeat): buy a distressed property with a hard money or bridge loan, rehab it, place a tenant, then refinance into a DSCR rental loan to pull your original capital back out. That returned capital funds the next deal, so the same money cycles through multiple properties over time.
Morby method (creative seller finance): the seller carries back financing on the property (wrapping their existing mortgage) instead of you getting a new loan, while a separate source, often a HELOC or other financing on a different asset, provides cash to the seller at closing. It lets a seller-financed deal close with real cash in the seller's pocket up front, instead of asking them to wait on payments alone. We can help structure either side of this: the wrap/carryback terms, or the separate financing that funds the seller's cash-out.
What states do you lend in?
All 50 states. Wherever the property is, we can likely place financing on it.
Do I need good personal credit?
Not necessarily. Some of our programs have no credit score minimum and no appraisal requirement. We work with most credit profiles; the deal and property numbers can carry the underwriting even where credit is a challenge.
What if I'm facing foreclosure?
We have a foreclosure bailout program. Reach out as early as possible, since timing matters most here. Submit your situation on the Apply page and we'll respond quickly.
Can you help structure a seller-financed deal?
Yes, we regularly put together purchase agreements and terms for deals that include a seller carryback note alongside outside financing.
What do you need from me to start?
The property address, purchase price or payoff amount, and what you're trying to accomplish with the deal. Submit that on the Apply page and we'll follow up within 24 hours.
Loans, working capital & credit
Business financing isn't one product: a term loan, a revenue-based working capital advance, and a business credit card all solve different problems. We help figure out which one actually fits, based on how the business runs, not a one-size quote.
| Product | Good for | What matters |
|---|---|---|
| Business term loan | Expansion, larger one-time costs ($2K–$1M+) | Time in business, revenue, credit |
| Working capital (MCA) | Cash flow gaps, inventory, payroll | As low as $5K–$10K/mo on bank statements (case by case), funds in 24–48 hrs |
| Equipment financing | Buying or leasing business equipment | The equipment itself often secures the loan |
| Business credit card | Ongoing purchasing power, building business credit | Business & personal credit profile |
Business funding programs generally require a minimum 550 credit score. Working capital and business loans typically qualify with a 680+ credit score, or through revenue instead: $5,000–$10,000+ per month in bank statement deposits for working capital, case by case, or $5,000+ in monthly business revenue for term loans.
Built for your portfolio. Managed by us.
As you grow your real estate portfolio, you need more than capital. You need a partner who keeps the business running cleanly so you can focus on acquiring and converting properties. Here's everything we handle on your behalf.
| Service | Category | What it covers |
|---|---|---|
| Credit monitoring & building | Financial | Ongoing credit profile monitoring, dispute support, and strategic credit building to strengthen your borrowing power |
| Profit & loss statements | Financial | Monthly P&L for each property and your portfolio as a whole, ready for lenders, partners, or your accountant |
| Bookkeeping | Operations | Expense tracking, income recording, and organized financial records across your investments |
| Construction project management | Operations | Oversight of fix & flip and Airbnb conversion projects: timelines, contractor coordination, budget tracking |
| Contract writing & review | Legal & Admin | Drafting and organizing business contracts, vendor agreements, and lease agreements |
| Document preparation | Legal & Admin | Loan applications, investment summaries, and property packages prepared to move deals forward |
| Website creation & management | Digital | Professional website development for your Airbnb brand or real estate business, plus ongoing updates |
| Property listing optimization | Digital | Airbnb/short-term rental listing setup, copywriting, and pricing strategy to maximize occupancy |
| Portfolio analysis & reporting | Strategy | Monthly review of portfolio performance, ROI by property, equity tracking, and next-move recommendations |
| Business consultation & planning | Strategy | Regular strategy sessions to review goals, plan acquisitions, and structure business entities |
| Airbnb revenue & market analysis | Strategy | Projected nightly rates, seasonal occupancy, and competitive analysis before you close a deal |
| Vendor & contractor coordination | Admin | Sourcing, vetting, and managing contractors, suppliers, cleaners, and service vendors |
| Loan brokering & deal support | Funding | Access to hard money, bridge, and business loans at preferred client rates, structured for fast approval |
| Grant writing | Funding | Research and preparation of grant applications for real estate and business development, non-dilutive capital |
| Due diligence & property finding | Research | Market comps, neighborhood data, projected ROI, and risk assessment on target properties |
Not included: tax preparation and CPA-level accounting. We coordinate directly with a trusted accountant on your behalf and deliver clean, organized records.
Preferred client loan rates: management clients get a 0.5%
reduction on loan origination fees for every hard money, bridge, or business loan we broker, on a
$500,000 loan, that's $2,500 back in your pocket, with no chargebacks or surprise fees added later.
Plans start at $1,399/month on a term commitment, with a month-to-month option available. Ready to see which plan fits?
NewCD Assets Management
NewCD Assets Management, Inc. was established in 2022 to close a gap we kept running into ourselves: real estate investors and business owners could usually find a lender or a broker, but rarely someone who stayed involved once the money moved. We built this company to be that someone, on both sides of the table.
On the financing side, we work with real estate investors and business owners to find the right funding for a specific deal or need, whether that's a fix & flip, a ground-up build, a revenue-based working capital advance, or something creative like a seller-financed structure. We prepare the paperwork it takes to actually close, not just the paperwork it takes to apply, and we lend in all 50 states.
We are a direct lender for some programs*. For the rest, financing terms, underwriting, and final approval are determined by our lending partners. Either way, our role is the same: matching the right program to the deal, structuring it so it actually works for both sides, and making sure the paperwork holds up under scrutiny, not just at signing.
Financing is often just the starting point. Through our management services, we stay involved after closing, handling the bookkeeping, reporting, contractor coordination, and day-to-day operations that come with running a growing real estate portfolio, so our clients can spend their time finding and converting the next deal instead of managing the paperwork behind the last one.
Partner with us
For real estate agents, mortgage brokers, attorneys, accountants, and other professionals who run into clients needing financing: refer them to us and earn a referral fee on every funded deal.
Send us the referral
A quick intro by phone or email is all it takes: name, contact info, and what they're looking to finance.
We handle the rest
Financing match, underwriting, paperwork, and closing. You stay out of the weeds while staying informed.
You get paid
A referral fee is paid out once the deal funds. Details worked out directly with you.
Good fit
Real estate agents
Buyers or investors who need financing to close.
Good fit
Brokers & attorneys
Clients whose deals need financing you don't offer directly.
Good fit
Accountants & advisors
Business clients who mention needing capital or a refinance.
Broker with us
Already a loan broker or lender yourself? If you've got a deal that doesn't fit your own guidelines, needs a second lender to close, or you just want a reliable place to send overflow. Co-broker it with us. We work the file, you stay in the loop, and commission is split on whatever's agreed before submission.
| Scenario | How it works |
|---|---|
| Deal doesn't fit your guidelines | Send it over, we may have a program that fits where yours doesn't |
| Need a backup lender | We co-broker, you keep the client relationship, split is agreed upfront |
| Overflow / too busy to work it | Hand it off entirely for a straight referral fee instead |
Get in touch
Ready to start referring or co-brokering, want the specifics on fees first, or already have a property or client file you'd like us to take a look at? Reach out directly. If you have any properties or deals in hand, send them over and we'll review at no cost.
516-927-4323 · info@newcdassets.com
Privacy Policy
Direct Lender Brokerage Service Policy
At NewCD Assets Management ("we," "us," or "our"), we provide direct lender brokerage services to assist clients in obtaining funding for their business needs. This Direct Lender Brokerage Service Policy outlines the terms and conditions governing our services and the responsibilities of both parties involved. By engaging our direct lender brokerage services, you agree to comply with this policy.
1. Direct Lender Brokerage Services
a. Our direct lender brokerage services involve connecting clients ("Borrowers") directly with potential funding sources ("Lenders") to facilitate funding transactions. We act as an intermediary and facilitate communication between Borrowers and Lenders but do not provide funding directly.
b. We will make reasonable efforts to match Borrowers' funding needs with suitable Lenders based on the information provided by the Borrowers. However, we do not guarantee funding approval or specific loan terms, as the final decision rests with the Lenders.
c. Our role is to assist Borrowers throughout the funding process, including gathering necessary documents, preparing applications, and guiding Borrowers through the underwriting and closing processes. We will provide guidance and support, but we do not provide legal, financial, or tax advice. Borrowers are responsible for obtaining independent professional advice as needed.
2. Borrower Responsibilities
a. Borrowers are responsible for providing accurate and complete information during the application process. This includes personal and business details, financial statements, credit history, and any other information requested by us or the Lenders.
b. Borrowers must disclose any material changes to their financial situation or business circumstances that may affect the funding application or loan terms. Failure to provide accurate and updated information may result in delays, rejection of the application, or unfavorable loan terms.
c. Borrowers acknowledge that we may share their information with Lenders for the purpose of evaluating funding requests. Borrowers should review the privacy policies of the Lenders to understand how their information will be handled.
d. Borrowers understand that the ultimate decision regarding funding approval and loan terms rests with the Lenders. We do not guarantee funding success or specific loan terms.
3. Fees and Compensation
a. Depending on the Lender and the loan transaction, our direct lender brokerage services may be provided to Borrowers at no direct cost. In those cases, we are compensated by Lenders through a commission or fee based on the successful funding of a loan. In other cases, brokerage service fees may apply to the Borrower as described in section c below. The specific compensation arrangement may vary depending on the Lender, the service, and the transaction.
b. Borrowers will be informed of any fees or compensation arrangements before engaging our direct lender brokerage services. Any fees payable by the Borrowers will be disclosed in writing and agreed upon before the commencement of services.
c. For business-purpose transactions, brokerage service fees may be charged as upfront costs, as back-end costs, or as a combination of both. All payments made upfront are subject to a non-refundable deployment clause. The deployment clause is agreed to in writing, together with our terms, before any funds are disbursed. We do not charge upfront fees for consumer loans.
4. Confidentiality and Privacy
a. We will treat all information provided by Borrowers as confidential and will only share it with Lenders for the purpose of evaluating funding requests. We maintain appropriate safeguards to protect the confidentiality and security of Borrowers' information, as outlined in our Privacy Policy.
b. Borrowers should review our Privacy Policy to understand how we collect, use, and protect their personal information. By engaging our direct lender brokerage services, Borrowers acknowledge and consent to the practices described in the Privacy Policy.
5. Limitation of Liability
a. We strive to provide accurate and reliable information and services. However, we do not guarantee the accuracy, completeness, or suitability of the information provided. Borrowers acknowledge that the final decision regarding funding approval and loan terms rests with the Lenders.
b. We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of our direct lender brokerage services or any actions or decisions made by Borrowers or Lenders based on the information or services provided.
6. Termination
a. Either party may terminate the direct lender brokerage services by providing written notice to the other party. Termination will not affect any obligations or rights acquired before the termination date.
b. In the event of termination, Borrowers remain responsible for any fees or costs incurred up to the termination date as agreed upon in the fee structure or compensation arrangement.
Effective Date: 5/1/2022
Privacy Policy
At NewCD Assets Management ("we," "us," or "our"), we are committed to protecting the privacy and personal information of our website visitors and clients. This Privacy Policy outlines the types of information we collect, how we use and protect it, and your rights regarding your personal data. By using our website and services, you consent to the practices described in this policy.
1. Information We Collect
a. Personal Information: When you use our website or engage with our services, we may collect personal information such as your name, email address, phone number, business information, and financial details necessary for funding purposes. We collect this information when you fill out forms, submit applications, or communicate with us. We may also collect additional information if necessary to comply with legal requirements or provide you with personalized services.
b. Website Usage Information: We may collect non-personal information about your interactions with our website, including IP addresses, browser type, operating system, referring URLs, and other technical details. This information is collected through cookies and similar technologies and helps us improve our website, analyze trends, and enhance your user experience.
2. Use of Information
a. We use the personal information you provide to process your funding requests, communicate with you, and deliver our services. This includes assessing your eligibility for funding, verifying information, and facilitating transactions. We may also use your information to provide customer support, answer inquiries, and address your concerns.
b. We may use your information to send you promotional materials, updates, and offers related to our services that we believe may be of interest to you. You can opt-out of receiving such communications at any time by following the instructions provided in the communication or by contacting us directly.
c. We may analyze aggregated and anonymized data for internal purposes, such as statistical analysis, improving our services, and enhancing our website's functionality. This helps us understand trends, preferences, and usage patterns, allowing us to tailor our offerings to better meet your needs.
3. Information Sharing
a. We do not sell, rent, or lease your personal information to third parties for their marketing purposes. However, we may share your information in the following circumstances:
i. Service Providers: We may engage trusted third-party service providers to assist us in delivering our services. These providers may have access to your personal information and are contractually obligated to maintain the confidentiality and security of your information.
ii. Legal Compliance: We may disclose your information when required by law, court order, or to protect our rights, property, or safety, as well as the rights, property, or safety of others.
iii. Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal information may be transferred to the acquiring entity or parties involved, subject to the terms of this Privacy Policy.
4. Data Security
a. We implement industry-standard security measures to safeguard your personal information from unauthorized access, use, alteration, or disclosure. These measures include physical, electronic, and administrative safeguards designed to protect the confidentiality, integrity, and availability of your data.
b. We regularly review and update our security practices to ensure the ongoing protection of your data. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security. It is important that you take precautions to protect your personal information and notify us immediately of any unauthorized use or security breach.
5. Your Rights
a. You have the right to access, correct, update, or delete your personal information. If you wish to exercise these rights, please contact us using the information provided below. We will make reasonable efforts to respond to your requests in a timely manner.
b. You may also have the right to object to or restrict certain processing activities, as well as the right to data portability. If you have any concerns regarding our data processing activities, please contact us, and we will address your concerns in accordance with applicable data protection laws.
c. You may opt-out of receiving promotional communications from us by following the unsubscribe instructions included in our emails or by contacting us directly. Please note that even if you opt-out of receiving marketing communications, we may still send you transactional or administrative messages related to our services.
d. Our website may contain links to third-party websites. This Privacy Policy applies only to our website, and we are not responsible for the privacy practices of external sites. We encourage you to review the privacy policies of those websites before providing any personal information.
6. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete such information as soon as possible.
7. Changes to the Privacy Policy
We reserve the right to modify or update this Privacy Policy at any time. Any changes will be posted on this page with the updated effective date. We encourage you to review this policy periodically to stay informed about how we collect, use, and protect your information. If we make material changes to this Privacy Policy, we will notify you by email or through a prominent notice on our website.
8. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
NewCD Assets Management
Email: info@newcdassets.com
Phone: 516-927-4323
By using our website and services, you acknowledge that you have read, understood, and agreed to the terms of this Privacy Policy. We are committed to protecting your privacy and ensuring the security of your personal information.
Choose the right application
Pick the one that fits. The form loads right below.
Form not loading? Open it in a new tab instead.
How it works
Submit your information
Tell us what you're trying to fund (a property, a business need) and the basic numbers. Takes about two minutes.
We match you to a funding path
Within 24 hours, you'll hear back with which financing option fits and what it would take to move forward.
Documentation
We handle the paperwork: deal underwriting, purchase terms, or the funding application, so it's ready to move.
Approval & funding
As fast as 24–48 hours for working capital, 10–21 days for real estate financing.
Not sure which one fits, or have a question first? Call or text 516-927-4323 or email info@newcdassets.com.