Timeline & Expectations

Initial Consultation (1-2 weeks):

• Review client's credit reports from all three major credit bureaus (Experian, Equifax, TransUnion)
• Identify any errors, inaccuracies, or negative items that can be disputed
• Develop a personalized credit repair strategy based on the client's credit profile
• Freeze the client's credit with the secondary credit bureaus (Innovis, ChexSystems, LexisNexis, etc.) to prevent further damage

Dispute Verification (4-8 weeks):

• Communicate with credit bureaus to verify the accuracy of negative items on the client's credit reports
• Submit formal disputes to the credit bureaus, providing evidence to support the client's case
• Monitor the progress of the disputes and provide updates to the client

Creditor Interventions (4-12 weeks):

• If necessary, contact creditors directly to address any unresolved issues or disputes
• Negotiate with creditors to remove or update negative items on the client's credit reports
• Ensure that any agreed-upon changes are properly reflected on the client's credit reports

Credit Report Updates (6-16 weeks):

• Regularly review the client's credit reports to ensure that the disputed items have been resolved or removed
• Work with the credit bureaus to update the client's credit reports with any changes or improvements

Credit Monitoring and Maintenance (ongoing):

• Provide the client with ongoing credit monitoring and support
• Assist the client in maintaining a healthy credit profile moving forward
• Advise the client on best practices for building and maintaining good credit

Timeline Considerations:

• The overall timeline may vary depending on the complexity of the client's credit issues and the responsiveness of the credit bureaus and creditors.
• Most of our clients will begin to see results within the first 72hrs - 30Days. Clients are normally eligible for financing options within 90Days or less. 
• We create a tailored plan of success for you from the start, and follow through to the end goal, all within 6 months.
• No Need to worry about negative items coming back, as we generate permanent results in reasonable time.
• We have rapid result options available for our clients who need absolute fast results.